Speech On Banning Pit Bull Terriers - 937 Words

Student Name: Kinwen Foo Student ID: Gec000009f Unit task: VU21482 Task 1 1. Banning Pit Bull terriers. Hour alcohol can harm communities Wind forms Climate change Alpine logging 2. Wind power: In the past few years, resting on the research of the few scientists the latest argument states that wind power endangers the health of people. Wind turbines: Could be reason why bats die, a bat lung seems to have low pressure might cause to expand to the point of blood. 3. Alcohol Guidelines: Reducing the health risks. The life time risk harm from drinking alcohol increases with the amount consumed for healthy when and women drinking no more than two standard drinks on any day reduces the life time risk of harm from alcohol related disease or†¦show more content†¦No, this is not a good source of the evidence. It’s just the opinion of two people talking on a social media site like facebook. 25. Pit bulls should not be banned 26. It’s because they are dangerous dog 27. Cheryl compares dangerous dogs with the rights of Americans draws a connection to make dog look like a dangerous weapon. 28. Cheryl says that Pit-bulls are not pets as they injure people so badly that they need go to the hospital whereas pet is gentle friend, 29. Hewo thinks that Pit-bull dogs should not be banned. 30. License should be obtained who know how to train a sociable dog. 31.People need licenses to own respites and exotic. 32. Peaceful, violent and kill 33.The text is formal 34. No, they have opposite conflicting opinions. 35. Alcohol guidelines. 36. The student writes a source of information used and a small except of key information found. 37. The student writes a source of information used and a small except of the key information found. 38. The student writes a source of information used and a small except of the key information found. 39. Student writes the two or more different opinions in the issue research. 40. Alcohol has a complex role in Australian society. 41. The student will reference the information they found. Task 3 Key points of opinion 1 -Headaches -Sleep Problems -Learning disabilities in children -Ringing in the cars -Mood problems (Irritability, anxiety) -Concentration and memory problems -Issues withShow MoreRelatedInformative Speech On Pitbulls1055 Words   |  5 PagesDyana Churchill Communications 103 Informative Speech Outline 11 October 2017 Pit Bulls - How We Can Help Protect Them General Purpose: To inform Specific Purpose: To inform my audience about that pit bulls are not always dangerous and how they can be such a great companion. Introduction (Attention Gainer :) What is the first word that comes to mind when you think of pit bull? According to Cesar Millan, â€Å"A bread is like a suit of clothes, it doesnt tell you anything about the dog inside.† Cesar

Financial Inclusion Of The Jammu And Kashmir State Essay

Financial inclusion, principally when endorsed in the wider framework of economic inclusion, it has an ability to uplift financial conditions and improve the standards of lives of the poor and the underprivileged. Financial inclusion has been successful in other countries India is also trying this for all time to achieve this goal. Access to affordable financial services would lead to increasing economic actions and employment opportunities for rural households with a possible multiplier effect on the financial system. Financial inclusion could enable a higher disposable income in the hands of rural households leading to greater savings and a wider deposit base for banks and other financial institutions. So i thought it would be better to study financial inclusion (PRADHAN MANTRI JAN-DHAN YOJANA) how it would help the people and economy as a whole. 1.1.4 OBJECTIVES OF THE STUDY To briefly study and examine financial poverty in India. To study and analyze recent standing of Financial Inclusion in the Jammu and Kashmir State. To assess latest scheme under financial inclusion ( Pradhan Mantri Jan Dhan Yojana) To see how it is helpful for the society. To see how many accounts have been covered under pmjdy. 1.1.5 SCOPE OF THE STUDY To study and analyze financial inclusion practices which are carried by Jammu and Kashmir bank. To bring out the important analysis of the Jammu and Kashmir bank.Show MoreRelatedInternal Guide External Guide For Jammu And Kashmir Bank Limited Srinagar1197 Words   |  5 PagesProject Report On â€Å"FINANCIAL INCLUSION [PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY)] WITH REFERENCE TO JAMMU AND KASHMIR BANK LIMITED SRINAGAR† By RAIEES BASHIR USN 1HK13MBA06 Submitted to VISVESVARAYATECHNOLOGICALUNIVERSITY, BELGAUM In partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Under the guidanceRead MoreThe Growth And Poverty Improvement Of A Country Essay1539 Words   |  7 Pages INTERNSHIP INTRODUCTION Finance is assumed to be one of the most important tools for the growth and poverty improvement in a country. Financial inclusion is a vision for every country to achieve so that it can provide quality services to its citizens. Govt. Has introduces many schemes to achieve the aim of Inclusive growth and abandoned access to Financial services. Many initiatives, schemes and reforms have been put into the place after independence. Many Cooperative Banks where introduced toRead MoreBank Of The State Of Jammu And Kashmir1251 Words   |  6 Pageshas not been able to provide financial services to the underprivileged people till this date people are excluded from financial services. Strategies should be made according to the different villages and all efforts must be put to raise the standard of people in the state of Jammu and Kashmir. Bank should make polices for common people to ensure that inclusion of poor is kept in mind. Usually loans are taken because of problems faced by people it may be of financial loan loan for marriages andRead MoreA Summary And Suggestions Of The Bank Essay2631 Words   |  11 Pagesexcluded even after 68 years of independence and design policies to ensure inclusion of the poor and disadvantaged people. The strategy could vary from village to village but all efforts should be made in this way as financial inclusion can truly lift the financial condition and standards of life of the poor and the disadvantaged people of Jammu Kashmir. Large percentage of loans is taken by households for meeting financial emergency, medical emergency and social obligations like marriages, etcRead MoreThe Government And Reserve Bank Of India1431 Words   |  6 PagesFinancial inclusion Even after 68 years of independence, still large section of population remains unbanked which mainly include poor people who don’t have regular income or people who are laborers and also large number of farmers are excluded from financial services. This malaise has led generation of financial instability in our country and lower income group faces many problems in terms of financial services because access to financial products and services is very costly for them they can’t effortRead MoreReconstruction Of Post Disaster Management1180 Words   |  5 Pagesreconstruction of the physical infrastructure and facilities. †¢ The State Policy should have ensured speedy return to normalcy in the disaster- affected areas and effective recovery from the economic and social consequences of the disaster and mitigation of the long-term effects of disaster. †¢ In the wake of post disaster management activities it should have been ensured that the vulnerability of the affected society is reduced. †¢ The State Policy should have recognized that disaster provided them developmentRead MoreThe Impact of Global Terrorism Essay1387 Words   |  6 Pagesthe consequences of political violence and the mechanisms that transform this violence into economic damage. The economy of the country will drop rapidly. An example of the September 11 attack had significant economic repercussions for the United States and world markets. Global Perspective Syria Right now, the Syrian uprising or ‘civil war’ is going on where people are killing each other due to political reasons which is why I included Syria as it is a very good example of politics resultingRead MoreWomen s Rights As Human Rights Essay5715 Words   |  23 Pagesthe promotion/protection of Human Rights : 1. Constitution of India (Preamble Parts III, IV and IVA, Articles 226, 300A, 325,326). 2. Protection of Human Rights Act, 1993. The Act provides for the constitution of a National Human Righ Commission, State Human Rights Commissions, and Human Rights Courts for better protection of human rights’. 3. National Commission for Scheduled Castes and Scheduled Tribes ‘Article 338 of the Constitution requires constitution of the National Commission for ScheduledRead MoreOverview - Malaysias Foreign Policy2414 Words   |  10 Pagesand relevance with the inclusion of new member states. On the contrary, increasing interest towards ASEAN and requests made for sectoral dialogue partnership by a number of Asian, African, and Latin American countries reflect the high esteem accorded by them to ASEAN as a regional organisation. At the multilateral level, Malaysia has and will continue to be active in the OIC, Commonwealth, NAM and the UN. Such fora are useful in promoting co-operation between member states, in finding solutions toRead MoreDevelopment Of Human Rights Laws Essay5579 Words   |  23 Pagesthe promotion/protection of Human Rights : 1. Constitution of India (Preamble Parts III, IV and IVA, Articles 226, 300A, 325,326). 2. Protection of Human Rights Act, 1993:- The Act provides for the constitution of a National Human Right Commission, State Human Rights Commissions, and Human Rights Courts for better protection of human rights’. 3. National Commission for Scheduled Castes and Scheduled Tribes:- ‘Article 338 of the Constitution requires constitution of the National Commission for

Future free essay sample

Have you ever desired some thing really deeply and went foward to get it but had to face zillions of trials to get it? Well if this has occured to you thenyou know exactly what I mean.In my opinion, in order to prevent hard future desicions why not choose now?I made my desicion and it is being a Surgeon someday; I decided to choose being a surgeon as my ambition because its perfect from all angles such as, money wise, standards, and dreamt. I love to lend a hand to people in need and I discovered that this job will help others and will also on the other hand I will be doing my dharma. Due to my perspective, attention is strongly required to benefits to being a surgeon. Maybe we get forgived, realization but getting another chance from time is possibly impossible so, the first benefit I would reccomend is the standards. How will I be sure that my donated $20 will go the distance in changing the predicaments of any of these unfortunate onlooking families? No, it mustnt stop there. Imagine walking by dead bodies and each time wondering, Could this be my sister? No, my interest is not in how morbid and/or cool the profession is but in helping families, who have lost loved ones, with closure. However, our world is also divided. Wealth is only a chance of birth, and many of us only have a vague view of how most of the world isnt so lucky. There is the side whose biggest concerns are day-to-day social and academic inconveniences. Then there is the other side: those countries that lie opposite our country on the economic spectrum. They lie so outside the boundaries of our peripheral vision that its hard for most of us to have any real understanding of their situations. But both sides do have something in common: they are at risk for the same disasters we are. For people in such already deteriorating conditions, these disasters can be ten times more devastating. In that sense, loved ones can be ten times harder to find. The limited resources of these third world countries has inspired an idea of how I can help on the international level: maybe one day I can establish dental systems around the world, for both hygienic and identification purposes, so that during times of terrorism, natural disasters, and other tragedies that occur internationally, I will be able to help people in those situations, wherever they may be. People complain that my dreams are too big to be feasible but I find their ways of thinking unreasonable. After all, why only keep ourselves familiar with the tiny percentage of the world we experience on a normal basis? If we were meant to do just that, then why was the world made to be so big, with so many different places and people? Easy, we were meant to experience them.

Nursing Leadership Paper free essay sample

They have an open concept design, select menus, and our outside landscaping that allows their residents to enjoy a comfortable setting during either their short or long term stay. Their care is directed by an interdisciplinary team of professionals that includes a Medical Director, attending physicians, 24 hour licensed nurses, a dietary manager, activity director, social worker, and therapist for physical, occupational and speech rehabilitation. At Park Manor, the goal is to provide the care and services to meet the physical, emotional and social needs of each of our residents. I got to work with the MDS nurse, an MDS nurse is the nurse in the long term care facility who schedules and completes the RAI-Resident Assessment Instrument, a detailed assessment done at least quarterly on every nursing home resident. The MDS nurse is also usually responsible to coordinate the completion of the care plans for the resident based on the results of the assessment. We will write a custom essay sample on Nursing Leadership Paper or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page We were collecting data from a whole bunch of sources; from the nurses, aides, resident, families, doctors, progress notes, therapy notes, etc. Then we completed the paper/computer MDS form based on our complete assessment (using the data collected). A RUG score (or resource utilization grouper) score is generated based upon our answers which is used to determine medicare/medicaide reimbursement rates for the facility. The MDS is used to create the care plan, determines reimbursement rates and determines quality measures/indicators per federal standards. State Surveyors pull these reports prior to inspection visits and to know who is losing weight and who may have pressure ulcers, etc.

Pierre Trudeau Essays - Pierre Trudeau, French Quebecers

Pierre Trudeau Pierre Trudeau, former Prime Minister of Canada, was once described as "A French Canadian proud of his identity and culture, yet a biting critic of French-Canadian society, determined to destroy its mythology and illusions". He has also been identified as "A staunch, upholder of provincial autonomy holding the justice portfolio in the federal government". Such cumulative appraisal and observation made by past fellow bureaucrat provides high testimonial for the ex-Democratic Socialist. This critique will establish and dispute the prime directives that Trudeau had advocated in his own book written during the years 1965 to 1967. The compilation of political essays featured in his book deal with the diverse complexities of social, cultural and economical issues that were predominant in Canadian politics during the mid 1960's. However, throughout my readings I was also able to discover the fundamental principles that Trudeau would advocate in order to establish a strong and p roductive influence in Canadian politics. Born in 1921, Trudeau entered the world in a bilingual/bicultural home located in the heart of Montreal, Quebec. His acceptance into the University of Montreal would mark the beginning of his adventures into the Canadian political spectrum. Early in his life, Trudeau had become somewhat anti-clerical and possessed communist ideologies which were considered radical at the time. Graduating from prestigious institutions such as Harvard and The School of Economics in England, Turdeau returned to Canada in 1949 and resumed his social science endeavors. At this time in Quebec, the province was experiencing tremendous cultural and political differences with the rest of the country. The Union Nationale had taken possession of political matters in Quebec and was steadily dismantling the socialist essence imposed on the province by the Federal government. The current Prime Minister, Maurice Duplessis, found himself battling a religious nationalist movement that corrupted the very fabric of political stability in Quebec. The Duplessis faction maintained their conservative approach towards political reform but failed to sway the majority of the population into alleviating with the demands of the Canadian government. The citizens of Quebec revered their clerical sector as holding 'utmost importance' towards preserving French cultural values and this did not correlate with the Federal government's policies and ideals. Francophones were under the impression that their own Federal government had set out to crush and assimilate what had remained of their illustrious heritage in order to accommodate economic and political tranquility. Trudeau himself had decided to join the nationalist uprising with his advocation of provincial autonomy. Ultimately, he and other skilled social scientists attempted to bring down the Duplessis party in 1949, but failed miserably in their efforts. Duplessis buckled underneath t he continuous pressure of French patriotism and was rewarded for his inept idleness by winning his fourth consecutive election in 1956. Although nothing of significance had been accomplished, Quebec has solidified its temporary presence in confederation at such a time. This prompted Trudeau to involve himself in provincial diplomacy as he would engage in several media projects that would voice his displeasure and disapproval with the ongoing cultural predicament in Canada (this included a syndicated newspaper firm, live radio programs). "If, in the last analysis, we continually identify Catholicism with conservatism and patriotism with immobility, we will lose by default that which is in play between all cultures...". By literally encouraging a liberal, left- wing revolution in his province, Trudeau believed that Democracy must come before Ideology. Gradually, his disposition would attract many politicians and advocates of Socialism, and thus it allowed him to radiate hi s ideology onto the populace of Quebec. Trudeau makes it clear in his book that during the early years of the Duplessis government, he was a staunch admirer of provincial autonomy, but with the archaic sequence of events following the conflicts that arouse between Federal and Provincial matters in Quebec, he had taken a stance on Federalism that involved security, economic prosperity and centralized authority. It wasn't until 1963 when the newly appointed Premier of Quebec, Rene Levesque, warned that there must be a new Canada within five years or Quebec will quit confederation. It was not until 1965 that a man named Pierre Trudeau entered politics. It is at this point in his anthology that I was able to Pierre Trudeau Essays - Pierre Trudeau, French Quebecers Pierre Trudeau Pierre Trudeau, former Prime Minister of Canada, was once described as "A French Canadian proud of his identity and culture, yet a biting critic of French-Canadian society, determined to destroy its mythology and illusions". He has also been identified as "A staunch, upholder of provincial autonomy holding the justice portfolio in the federal government". Such cumulative appraisal and observation made by past fellow bureaucrat provides high testimonial for the ex-Democratic Socialist. This critique will establish and dispute the prime directives that Trudeau had advocated in his own book written during the years 1965 to 1967. The compilation of political essays featured in his book deal with the diverse complexities of social, cultural and economical issues that were predominant in Canadian politics during the mid 1960's. However, throughout my readings I was also able to discover the fundamental principles that Trudeau would advocate in order to establish a strong and p roductive influence in Canadian politics. Born in 1921, Trudeau entered the world in a bilingual/bicultural home located in the heart of Montreal, Quebec. His acceptance into the University of Montreal would mark the beginning of his adventures into the Canadian political spectrum. Early in his life, Trudeau had become somewhat anti-clerical and possessed communist ideologies which were considered radical at the time. Graduating from prestigious institutions such as Harvard and The School of Economics in England, Turdeau returned to Canada in 1949 and resumed his social science endeavors. At this time in Quebec, the province was experiencing tremendous cultural and political differences with the rest of the country. The Union Nationale had taken possession of political matters in Quebec and was steadily dismantling the socialist essence imposed on the province by the Federal government. The current Prime Minister, Maurice Duplessis, found himself battling a religious nationalist movement that corrupted the very fabric of political stability in Quebec. The Duplessis faction maintained their conservative approach towards political reform but failed to sway the majority of the population into alleviating with the demands of the Canadian government. The citizens of Quebec revered their clerical sector as holding 'utmost importance' towards preserving French cultural values and this did not correlate with the Federal government's policies and ideals. Francophones were under the impression that their own Federal government had set out to crush and assimilate what had remained of their illustrious heritage in order to accommodate economic and political tranquility. Trudeau himself had decided to join the nationalist uprising with his advocation of provincial autonomy. Ultimately, he and other skilled social scientists attempted to bring down the Duplessis party in 1949, but failed miserably in their efforts. Duplessis buckled underneath t he continuous pressure of French patriotism and was rewarded for his inept idleness by winning his fourth consecutive election in 1956. Although nothing of significance had been accomplished, Quebec has solidified its temporary presence in confederation at such a time. This prompted Trudeau to involve himself in provincial diplomacy as he would engage in several media projects that would voice his displeasure and disapproval with the ongoing cultural predicament in Canada (this included a syndicated newspaper firm, live radio programs). "If, in the last analysis, we continually identify Catholicism with conservatism and patriotism with immobility, we will lose by default that which is in play between all cultures...". By literally encouraging a liberal, left- wing revolution in his province, Trudeau believed that Democracy must come before Ideology. Gradually, his disposition would attract many politicians and advocates of Socialism, and thus it allowed him to radiate hi s ideology onto the populace of Quebec. Trudeau makes it clear in his book that during the early years of the Duplessis government, he was a staunch admirer of provincial autonomy, but with the archaic sequence of events following the conflicts that arouse between Federal and Provincial matters in Quebec, he had taken a stance on Federalism that involved security, economic prosperity and centralized authority. It wasn't until 1963 when the newly appointed Premier of Quebec, Rene Levesque, warned that there must be a new Canada within five years or Quebec will quit confederation. It was not until 1965 that a man named Pierre Trudeau entered politics. It is at this point in his anthology that I was able to

Solitary Confinement Essays

Solitary Confinement Essays Solitary Confinement Essay Solitary Confinement Essay Throughout the United States, many of the standard regulations for juveniles that are held in solitary confinement are the same, but not all states have been direct about how some of them are treating their inmates. In recent years, Ohio has become one of the numerous states in America that has significantly reduced and eventually will restrict the use of solitary confinement on Juveniles In the youth prison systems (Richards, 2014). This is because, while under investigation by the united States Justice Department, the state of Ohio was found to be using solitary confinement in inappropriate ways that violated the Juveniles constitutional rights. Mike, Just one of the hundreds of youths incarcerated in Ohios youth prisons, has experienced the harsh and cruel treatment (Richards, 2014). Before being incarcerated, Mike had grown up In thirty-seven different foster homes. With having gone through an unstable childhood, Mike feared that for the rest of his life, he would be neglected and rejected by all of his peers (Richards 2014). The National Survey of Child and Adolescent Well-Being data shows that more than half of Juveniles with reports of neglect or rejection are at risk of committing some type of delinquent act ( C. W. I. G. 2014). Shortly after being placed in a new foster home, Mike found himself participating In illegal activities. When he was arrested, Mike was sentenced to serve five years In Shows correctional system for a felony conviction. Mike stated The longest time I spent In solitary confinement was eighteen weeks (Richards, 2014). In those eighteen weeks, restricted of any outside activity, guards would only check on IM to make sure that he was still alive. His room consisted of Just a toilet, sink, shower, bed, and a small window that was about two inches wide. Mike was left in his room with no pencil or books for most of his remaining time at the facility and was only allowed to leave his cell once a month for ten minutes. Many of the youth Inmates that were held In these facilities had either been previously diagnosed with a mental illness or later diagnosed with a mental illness after serving their time in solitary confinement. Joanne Richards, a reporter for WASP in Cleveland, states that Starting September first, punishment for all youth offenders from the age of ten to twenty-one will be limited to four hours (Richards, 2014). Many more changes are being made In Shows Juvenile Justice systems such as closely monitoring the safety of employ for the U. S. Justice Departments Civil Rights Division, sued Ohios Juvenile correction system for the violations against the youth offenders held in their facilities. Hill states We need to make sure that incarceration of young people is used to rehabilitate them, not Just to warehouse and forget them and certainly not damage hem in ways that make them less and less able to participate in our communities in a positive way (Richards, 2014). As this case had been further investigated by the Justice Department, they began to find out that being locked down behind bars for a month strait with a ten minute psychiatrist appointment was only affecting the youth offenders mental health negatively. Kim Parallel with the Ohio Department of Youth Services says that they plan on adjusting their strategies of rehabilitating the youth instead of locking them up for twenty four hours a day (Richards, 2014). There will be more prevention programs that reflect on the inmates to help them with their behavioral and violence problems in order to keep them from refunding and ending up incarcerated again. Pennsylvania is one of the many states that still sentences Juveniles to solitary confinement. Solitary confinement in Pennsylvania is considered as a time out (Natal 2014). During a Juveniles time in solitary confinement, each individual is locked in a room or cell. Majority of their days consist of sitting in their cell with minimal or no contact with other people besides the staff f the corrections facility. Juveniles are locked down in their cells for twenty-two to twenty-three hours a day with nothing but a bed and a toilet. Pennsylvania says that it is used as a form of discipline in order to try and prevent the young offenders from being re-incarcerated. Pennsylvania makes sure that all of their youth offenders are safe and that youths that are confined for more than twenty-three hours a day must be evaluated by a mental health professional (Natal, 2014). Solitary confinement, a harsh and cruel punishment, provides many reasons to be banned in the Juvenile recreational system. Punishing children by locking them up for twenty-three hours a day is eliminating the opportunity for them to grasp where they went wrong and how to prevent further crimes. Children that commit crimes at a young age need to be taught and guided into the right direction so that their illegal activities of choice will not be committed again. Focusing on rehabilitation for these Juveniles should be the number one priority of the Juvenile Justice system, in order to lower the rate of youth offenders in detention. Juvenile solitary confinement is not only affecting a childs opportunity to grow, but can also discourage him mentally and physically. Examples of eventual and immediate psychological harms are anxiety, rage, insomnia, self harm, suicidal thoughts, and struggling with mental disabilities Jackson, 2012). The negative physical effects that solitary confinement has on Juveniles are lack of adequate exercise, stunted growth, social and developmental harm, and denial of family contact Jackson, 2012). Because of these negative consequences of solitary confinement, there must be other, more effective types of treatment of Juvenile delinquents. Psychology and psychiatry are two alternative methods to solitary confinement. Working through and talking about problems with a psychologist could potentially treat and rehabilitate a child by allowing him to discuss and explain his issues rather than keeping them bottled up with rage. Psychiatry could provide a solution to a problem that the child does not even know he has. Seeing a specialist juvenile than locking him in a cell to deal with things on his own. The previously mentioned Pennsylvania law about youths confined for over twenty-three hours should be instituted in more states. Another alternative treatment method could be allowing the child to discuss his problems with his peers. This option gives the opportunity for the adolescent to grow with others, realize what led him to crime, and how to build relationships with people who can help rather than harm. Isolation and cruel punishment does not have to be the answer. At this point in time, minimal efforts are happening in America to end the harsh treatment of Juveniles in solitary confinement. Although states like Ohio and Pennsylvania have drawn minor attention to the youth offenders spending all of their time alone, there is still cruel treatment nonetheless.

Financial Crisis Research Paper Example | Topics and Well Written Essays - 500 words

Financial Crisis - Research Paper Example Researchers point to missteps by the government, starting from a loose-fitting economic policy and a deviation from the historical principles for putting interest rates in place (Taylor, 2008). Some experts believe that such a financial meltdown was bound to happen as a result of the unpreventable problems brought about by capitalism (Foster & Magdoff, 2009). Still, others blame the financial crisis to a domino effect caused by financial mismanagements in other parts of the world (Obstfield & Rogoff, 2009). At any rate, there is a general agreement that the financial crisis was caused and even prolonged by lapses in the economic policies set forth by the government (Taylor, 2008; Foster & Magdoff, 2009). History serves a lesson that was not well-learned from the time of the Great Depression. John Maynard Keynes, one of the foremost economic minds of history, argued that underemployment was inevitable in a capitalist economy as it results from a savings-and-investment mentality of market players (Foster & Magdoff, 2009). Despite these earlier warnings, the US government still championed the capitalist environment, employing free market at most levels of the economy. Unfortunately, such a scenario led to misdiagnosis of bank credit markets which consequently led to an inappropriate liquidity-focused rather than risk-focused response (Taylor, 2008). Moreover, the government further made a series of wrong decisions by raising real estate values, tightening credit qualifications and inequitable support to financial institutions (Obstfield & Rogoff, 2009). Undoubtedly, the financial crisis of the 2000’s affected not only the US but worldwide economies as well as it continued a chain reaction which started off around the 1980’s (Foster & Magdoff, 2009). The disastrous effect was felt in the whole country as businesses started to close and mass layoffs occurred. People were driven out of their homes and found it extremely